Negotiating with an Insurer
Colorado requires that drivers carry liability insurance, which kicks in when the insured causes the wreck. Currently, the state requires at least $25,000 in bodily injury liability coverage per injured person and $15,000 in property damage coverage. Many drivers only purchase the minimum.
Dealing with insurers is a frustrating experience. Many will try to get you to quickly settle your case before you even know how much your medical care costs in total. Other insurers will drag their feet and refuse to send you requested information.
We recommend hiring an attorney to negotiate for you. Insurers often pepper injured victims with requests for information, such as a recorded statement. Often, insurers are digging for information that they can use to pin some of the blame on the victim. Our attorneys can communicate on your behalf and ensure you don’t say anything you later regret about how the accident happened.
In some cases, you might need to negotiate with your own insurer. For example, you might have uninsured or underinsured motorist coverage that will pay compensation when you are struck by a driver without any insurance.
For help with your case, contact our firm today by calling (970) 644-5194. We offer injured victims a free consultation where we can review your accident.