In Colorado, personal injury claims work on a tort system. This means that when one party causes another’s injury through his or her negligence, he or she is liable for the victim’s related damages. Put another way, if a motorcyclist crashes into you because he was speeding, his insurance provider is responsible for the expenses you incur as a result of your injury.
Negligence comes in many forms. These include:
- Drunk driving;
- Distracted driving;
- Aggressive driving; and
- Poor vehicle maintenance.
When you file a claim for compensation through a motorcycle accident lawyer in Grand Junction you typically file a claim with the negligent party’s insurance provider. There are a few circumstances under which you might instead file a personal injury lawsuit but usually, personal injury cases begin with insurance claims.
Your claim must make it absolutely clear that you were injured because of the negligent party’s actions and that you are facing specific expenses now as a result. You can do this with evidence like photographs of the accident scene, a copy of the official police report, copies of your medical bills, and eyewitness testimonies from the accident.
After you file your claim, you will receive a settlement offer from the negligent party’s insurance provider. Do not accept it. This is a lowball offer and in nearly every case, you can recover much more compensation for your damages.